More and more people are now finding themselves without effective dental insurance to treat and maintain their dental health. This is partly due to many businesses often cutting-back on dental benefits for their employees. The result is that many people have begun looking online to explore their dental benefit options. The top question many people are asking is, "What is the difference between Dental Insurance and Discount Dental Plans
?" Find out exactly what the differences are at dental-plans.com
, and discover ways of obtaining cheaper dental coverage.
has one of the most comprehensive websites when it comes to providing dental plans and provides a wealth of useful information about dental care and insurance. When you do business with Dental Plans
, you're doing business with one of the most respected names on the web, and your satisfaction is assured.
There are some clear differences between the way in which "traditional dental insurance plans" and "discount dental plans" work. Generally speaking, dental insurance
is utilized by large groups or businesses to cover their employee's dental care. Dental insurance is considered true insurance where monthly premiums are paid for defined coverage. Dental insurance is not readily accessible to individuals and families, unless provided by their employer.
Discount dental plans
, on the other hand, are available for the millions of Americans that do not receive dental benefits through their work or business. Discount dental plans are designed to provide consumers access to dental networks at reduced rates. These plans, are commonly known as "referral" or "reduced fee" plans, and are not considered an insured dental plan. Discount dental plans are affordable to join and are the most widely available dental programs for individuals and families. [ Source: dental-plans.com ]
Discount dental plans
are different from traditional dental insurance in several ways. First, discount dental plans are easy to enroll in by removing the hassles and waiting periods associated with traditional dental insurance. Also, unlike traditional dental insurance, Dental Plans discount plans do not deny coverage based on a patient's pre-existing dental conditions. Another nice feature of our discount dental plan is there are no complicated claim forms required for usage. In addition, there are no insurance deductibles to worry about. Most importantly, there is no annual maximum benefit - you can use the plan as much and as often as needed. [ Source: dental-plans.com ]