There are lots of motorcycle insurance companies out there, and more policies than you can rev your engine at, but they're certainly far from being all the same. We're confident that
AA Motorcycle Insurance comes close to offering both the best motorcycle insurance cover and the best value for money, but if you see cheaper policies then be sure that you're comparing like-for-like.
For example, if you are looking at insurance quotes with similar prices then also make sure you compare the excess fees that apply to each of the policies: if you find a very cheap policy, then there's a good chance that the policy has a high excess charge as well (i.e. meaning that you'll end up paying more of the costs in the event of an accident than a policy with a lower excess fee).
Also, it's useful to study the benefits or options an insurance policy offers, and figure out exactly what you need cover for. If, for example, you decide you need cover for potential injuries you may suffer in a motorcycle accident then you should look for a motorcycle insurance policy offering personal accident cover. Or, maybe if you are interested in taking your motorcycle touring in Europe, then look for an insurance policy which extends your insurance cover to the European Union for the time you need.
If you're interested in other insurance products, besides motorcycle insurance, then there's more than a good chance that AA can help with those too; offering everything from Pet Insurance to
Caravan Insurance,
Home Insurance - and just about everything in between - AA offers some top quality insurance products at very reasonable prices.
If you're already an
AA Breakdown member, then you can take advantage of savings on AA Motorcycle Insurance too; remember, also, that you don't need a 1500cc Harley to take advantage of AA Motorcycle Insurance; it's suitable for everything from Vespa scooters, to mopeds, motorcycles and superbikes.
Motorcycle insurance policy documents are also available to download and preview from the AA Motorcycle Insurance website, prior to signing up for anything; there are separate documents for: Motorcycle insurance; About AA Insurance Services Limited; Motorcycle legal expenses cover; Motorcycle Helmet and leathers cover; and Personal accident cover.
As an AA Motorcycle Insurance policy owner you can also take advantage of exclusive discounts and access to special events with AA Rewards.
AA Motorcycle Insurance probably offers better value for money than most other motorcycle insurance, but, even so, it's still nice to save a little extra if you're able to. Here are just a few ways that can help you to save on motorcycle insurance:
For example, getting a full motorcycle licence is one way to help reduce your Motorcycle insurance. After completing your Compulsory Basic Training (CBT) it's a good idea to complete a course with a properly approved DSA instructor and preparing to pass your test; then, once you have a full licence there's a good chance your motorcycle insurance premiums will decrease.
Also, if you're aged over 21, and have a full motorcycle licence, you can take an advanced motorcycling test; having passed the advanced motorcycling test you're also likely to see a decrease in your Motorcycle insurance premiums. Making sure you have a safe place to store your motorcycle can also help reduce the cost of your insurance.
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